The Chase Sapphire Preferred Card: Meeting that Minimum Spend (Part 2)

In my last post about the Chase Sapphire Preferred Credit Card, my girlfriend and I were attempting to spend $4,000 in three months to get a 50,000 point sign-up bonus.   At that point, we still had one month and $1,324.03 to go.  So with the May 8 deadline just around the corner, we had to ramp up our purchases without actually spending more than usual.

Here’s an inside look at how we accomplished this:

Purchases (April 8 – May 5) Cost

Regular monthly purchases on food and entertainment


Prepaid laundry card


Prepaid subway card


Work related expenses (reimbursed)


Purchases for a friend (reimbursed)*


Bluehost 1-year web hosting fee


Amazon Prime annual membership fee




With our regular monthly expenses at just south of $750, we needed to get creative to round out the full $1,352.53.  Luckily, we were able to prepay for things that we’d have to buy anyway (subway and laundry cards), and use the credit card for both reimbursable items (work expenses and purchases for a friend) and infrequent expenses (Bluehost and Amazon Prime).  Sure enough, a customer service representative confirmed over the phone today that we had exceeded the minimum spend by $28.50.

Based on our card usage, it’s nice to know that even in New York City we can comfortably get by on just $744.33 a month for food and entertainment.  Of course, the city still manages to squeeze over $3,500 in rent out of us, but this cost will presumably decrease once we move in together after marriage and/or move to a cheaper location.

*A big shout out to my friend Alex in Hong Kong who asked me to buy and ship him a pair of Nikes.  Without him, we’d still be about $200 short! 

4 thoughts on “The Chase Sapphire Preferred Card: Meeting that Minimum Spend (Part 2)

  1. These credit card bonus systems in the USA are great. Not to be found to this extend in Belgium…
    Some good use of prepaying to reach the goal without splurging!

    1. Thanks! It got pretty tough at the end, since we had already prepaid for so many other things like Internet and renters’ insurance.

      Ah, sorry to hear it’s not available in Belgium, but perhaps that can be a good thing if it helps keep more citizens out of credit card debt 🙂

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