My 2016 Investment Returns

With the start of the new year, I thought I’d do a quick post about my investment returns in 2016.  Here’s how each of my accounts performed:

  • Capital One 360 Taxable Investment Account – 15.63%
  • Capital One 360 Roth IRA Account – 16.37%
  • TradeKing Taxable Investment Account – 14.98%
  • Charles Schwab 401(k) Retirement Account – 15.14%
  • Vanguard Taxable Investment Account – 3.60%
  • Fundrise Income eREIT – 4.55%
  • TD Ameritrade Health Savings Account – 7.20%

With the exception of Fundrise, each of these accounts consisted primarily of index funds:

  • Vanguard Total Stock Market ETF (VTI) – This ETF represents 99.5% or more of publicly traded U.S. common stocks.
  • Vanguard 500 Index Fund (VOO) – This fund tracks the S&P 500 and is highly correlated with VTI.
  • Vanguard REIT Index Fund (VNQ) – Although a bit volatile, this index fund pays over 4% in dividends each year.
  • Vanguard High Dividend Yield ETF (VYM) –  This fund tracks mostly blue chip stocks like Microsoft, Exxon, Verizon, etc.  Dividends aren’t as high as VNQ but the fund is also much less volatile.
  • Vanguard 500 Index Fund Investor Class (VFINX) –  This is just the mutual fund version of the VOO ETF.
  • Vanguard Small Capitalization Index Fund Investor Shares (NAESX) – This mutual fund tracks U.S. small cap stocks.
  • Vanguard Mid-Cap Index Fund Investor Shares (VIMSX) – And this one tracks U.S. mid cap stocks.
  • Vanguard Institutional Index Fund Institutional Shares (VINIX) – Like VFINX and VOO, this mutual fund tracks the S&P 500.
  • Vanguard Extended Market Index Fund Investor Shares (VEXMX) – This mutual fund tracks both U.S. small cap and U.S. mid cap stocks.
  • Vanguard Wellington™ Fund Admiral™ Shares (VWENX) – This mutual fund invests a large percentage of its assets in dividend-paying and non-dividend-paying blue chip companies.
  • Schwab International Index Fund (SWISX) – Currently the only non-U.S. (and non-Vanguard) fund in my account, this index fund tracks the returns of foreign blue chip stocks.

And here are the non-index fund holdings in my investment accounts:

  • Omega Healthcare Investors, Inc. (OHI) – This REIT pays over 7% annually in dividends.
  • Fundrise Income eREIT – This REIT has also paid high dividends.  According to their website, the REIT is now fully subscribed and closed to new investors.
  • Hemispherx BioPharma, Inc (HEB) – As a rookie investor, I bought this penny stock for $100 in 2010 as an experiment.  Well that experiment failed and the stock is now worth only $9.63 in my account.  Lesson here?  Avoid penny stocks unless you’re just trading for fun.

Well that about wraps it up.  With more than $100,000 invested in the stock market you can bet that I’m in it for the long run.




January 2017 Net Worth Update
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2 thoughts on “My 2016 Investment Returns

    1. Thanks! I don’t put a whole lot of thought into it. I have a preference for the U.S. market so nowadays I invest almost exclusively in VTI, VOO and VNQ whenever I have cash on hand (and with however much feels right at the moment). In the past I was more into diversification so I had a wider range of funds in my accounts.

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