With the start of the new year, I thought I’d do a quick post about my investment returns in 2016. Here’s how each of my accounts performed:
- Capital One 360 Taxable Investment Account – 15.63%
- Capital One 360 Roth IRA Account – 16.37%
- TradeKing Taxable Investment Account – 14.98%
- Charles Schwab 401(k) Retirement Account – 15.14%
- Vanguard Taxable Investment Account – 3.60%
- Fundrise Income eREIT – 4.55%
- TD Ameritrade Health Savings Account – 7.20%
With the exception of Fundrise, each of these accounts consisted primarily of index funds:
- Vanguard Total Stock Market ETF (VTI) – This ETF represents 99.5% or more of publicly traded U.S. common stocks.
- Vanguard 500 Index Fund (VOO) – This fund tracks the S&P 500 and is highly correlated with VTI.
- Vanguard REIT Index Fund (VNQ) – Although a bit volatile, this index fund pays over 4% in dividends each year.
- Vanguard High Dividend Yield ETF (VYM) – This fund tracks mostly blue chip stocks like Microsoft, Exxon, Verizon, etc. Dividends aren’t as high as VNQ but the fund is also much less volatile.
- Vanguard 500 Index Fund Investor Class (VFINX) – This is just the mutual fund version of the VOO ETF.
- Vanguard Small Capitalization Index Fund Investor Shares (NAESX) – This mutual fund tracks U.S. small cap stocks.
- Vanguard Mid-Cap Index Fund Investor Shares (VIMSX) – And this one tracks U.S. mid cap stocks.
- Vanguard Institutional Index Fund Institutional Shares (VINIX) – Like VFINX and VOO, this mutual fund tracks the S&P 500.
- Vanguard Extended Market Index Fund Investor Shares (VEXMX) – This mutual fund tracks both U.S. small cap and U.S. mid cap stocks.
- Vanguard Wellington™ Fund Admiral™ Shares (VWENX) – This mutual fund invests a large percentage of its assets in dividend-paying and non-dividend-paying blue chip companies.
- Schwab International Index Fund (SWISX) – Currently the only non-U.S. (and non-Vanguard) fund in my account, this index fund tracks the returns of foreign blue chip stocks.
And here are the non-index fund holdings in my investment accounts:
- Omega Healthcare Investors, Inc. (OHI) – This REIT pays over 7% annually in dividends.
- Fundrise Income eREIT – This REIT has also paid high dividends. According to their website, the REIT is now fully subscribed and closed to new investors.
- Hemispherx BioPharma, Inc (HEB) – As a rookie investor, I bought this penny stock for $100 in 2010 as an experiment. Well that experiment failed and the stock is now worth only $9.63 in my account. Lesson here? Avoid penny stocks unless you’re just trading for fun.
Well that about wraps it up. With more than $100,000 invested in the stock market you can bet that I’m in it for the long run.